Why Now Is a Smart Time to Buy a Home in Texas - And Waiting Could Cost You

If you've been thinking about buying a home but are feeling unsure about the timing, you're not alone. Many would-be homebuyers are waiting on the sidelines right now despite strong economic signals. But here’s the truth: waiting could cost you much more than you think.

We’re in a unique moment in the housing market, one where the fundamentals are strong, yet buyer activity is unusually low. This mismatch is creating a rare opportunity for smart buyers to get ahead of the curve and lock in today’s prices before demand surges again.

The Texas Economy Is Built for Growth

Let’s start with the big picture. The Texas economy is on solid footing:

• Steady economic growth across industries
• A resilient, expanding job market
• Inflation has normalized, offering more predictability
• The outlook for lower interest rates could further improve affordability

In other words, the conditions are right. But despite all that, many potential buyers are holding back—not because of the numbers, but because of confidence.

Low Confidence = Big Opportunity

Right now, low consumer confidence is keeping many buyers from making a move. But as that confidence returns - likely later this year - we’ll see pent-up demand flood the market. That’s when prices will rise, competition will heat up, and today’s deals will be long gone.

As Dave Barnhart, President of First America Homes, puts it, “Since 2019, input costs have gone up 42% in Texas, resulting in home prices going up, and we expect that to continue into the future.”

When demand rebounds, labor and material costs will climb again, pushing prices even higher. The opportunity to buy at today’s prices won’t last.

Why Buying New Makes Even More Financial Sense

If you're considering your options, it’s worth knowing that buying a brand-new home comes with even more financial benefits right now. First America Homes is offering limited-time incentives and special offers to make buying a new home even more affordable.

These incentives can include:

• Assistance with closing costs
• Interest Rate buy-downs
• Price reductions on quick move-in homes
• Home upgrades at no extra cost

These offers make it easier to step into a new home with confidence and avoid costly repairs, outdated systems or renovation surprises that often come with older homes.

You Can Refinance a Home - But You Can’t Refinance the One You Didn’t Buy

One of the most common reasons buyers hesitate is interest rates. But here’s something to keep in mind: you can always refinance later if rates drop, but you can’t go back in time and buy the home you missed out on.

More than that, the decision to buy a home is also about creating the lifestyle you want. You can’t control the market, but you can choose the life you want to step into.

Now Is Your Moment

If you’ve been waiting for a sign, this is it. The Texas economy is strong. Prices are poised to rise. Incentives are on the table. The longer you wait, the more you risk paying later for the same home.

Now is your moment. Step into your future, your community, your new home, before everyone else does.

Want to see what's possible? Reach out today and explore the new home options that make the most sense for your budget and lifestyle.