Improved Credit Score
You'll feel better knowing you have a healthy credit score
Lower interest rates on insurance, mortgage, and credit cards
Debt Collection Harassment
Eliminate any and all collection calls
Bad credit means a harder time getting a credit card or increase to your credit limit.
Employers check credit history before deciding to hire you. A bad credit history could cost you the job, or the promotion you've been working hard to get.
Buy a New Home
Many banks won't lend you a mortgage until you've repaired your credit. The banks that will approve you, will do so at a higher interest rate, making home ownership cost a lot more.