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* Choose one option between “Up to $15,000 in Closing Costs”, or a 2/1 Buydown with “rates as low as 4.99%”. Special financing rate offer is paid for by the Seller. First America Homes 2-1 Buydown program is only valid on completed homes purchased between September 15, 2023 and September 30, 2023. Must close within 30 days of contract and finance through Stone Meadow Lending, LLC Corporate/Branch NMLS 2191063. Must use Platinum Title Company. Applicant subject to credit and Underwriting approval. Not all applicants will be approved for financing. Offer cannot be combined with any other incentives. Year one rate 4.99%. Year two rate 5.99% and years 3-30 rate is 6.99%. Loan will have a 8.478% Annual Percentage Rate (APR). Interest rate based on a 30-year fixed loan with a 3.5% down payment, and assumes a minimum 680 credit score for the borrower. To receive the promotional interest rates, home purchased must be the borrower’s primary residence. First America Homes reserves the right to change prices, incentives, plans and specifications without notice. All loans are subject to the loan qualifications of the lender. Rates, terms and conditions are subject to change without notice.
**Refinance with no lender fees will be provided in the form of a lender credit applied at closing on First America Homes homes under contract by September 30, 2023. Refinancing is eligible beginning 6 months after the funding date, continuing for 36 months after. Borrower must refinance their home within 36 months of the closing date. Borrower will not be charged processing, underwriting, or delivery fees. Borrower may receive a lower interest rate without the credit. Credit cannot be combined with other offers and is subject to change. Loan must close with Stone Meadow Lending. Not a commitment to lend. Borrower must meet qualification criteria for the original loan as well as the refinance.

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