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Steps To Do NOW To Own A Home In 2018

If you are considering purchasing a new home in 2018, there are some steps you can take now to make sure you are on track to becoming a homeowner this year. Here are the top steps you can start taking to be on your way to owning a First America Home:

1. Automate Your Down Payment Savings

Saving for a down payment may seem overwhelming, but if you break it up into small, actionable moves, it is actually pretty doable. The first step is to set a goal – how much do you want to have saved and in what amount of time? Putting away a little at a time can end up adding up to quite a bit of money. If you don’t have the funds for a down payment – no worries! First America Homes has communities that offer ZERO down payment options!

2. Keep Your Credit In Check

Checking your credit report regularly is one of the most important steps you can take towards buying a new home. While minimum scores vary depending on the type of loan you’re applying for, there are usually ways to fix your credit in a timely fashion. For example, we do offer a Free Credit Repair Program!

3. Get Pre-Approved For A Mortgage Loan

It’s important to get pre-approved for a mortgage so that you know what you can afford. You don’t want to fall in love with a home outside of your budget because you didn’t know what you were pre-approved for. This will help save your time and energy during the house hunt.

4. Live On Your Budget Now

It’s important to prepare for your new budget BEFORE you buy a home. Take into account your monthly mortgage payment, HOA fees, utility bills, commuting costs, and more. It is easier to adjust your budget now rather than after you purchase a home.

Let First America Homes Help You Purchase A New Home

As a trusted homebuilder in the Greater Houston Area, our sales managers work with potential buyers to find their perfect floor plan, community and location to fit their budgets and desires. Contact us today and let us help you achieve your dreams this year!

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